Calamos Investments - Calamos Growth and Income Fund

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GrowthAndIncome
(CVTRX)   
NAV $28.47 $ CHANGE $0.06 % CHANGE +0.21% Data as of 9/09/10
Low-Volatility Equity Strategies: Crafting an Asset Allocation Core
John P. Calamos, Sr. discusses the Calamos approach to low-volatility equity strategies and how they can be positioned in an investor’s asset allocation. We believe our historical results, particularly during difficult markets, demonstrate the potential benefits of using low-volatility equity strategies as a core equity allocation.
OverviewPerformanceCompositionAttributionFeesOtherInfo
Objective

High long-term total return through growth and current income

Investment Strategy
  • Seeks to maintain an appropriate balance between risk and reward over the course of the market cycle by strategically investing across a combination of stocks, bonds, and convertible securities
  • Seeks significant equity participation while aiming for greater downside protection than a pure-stock portfolio
  • Diversifies across a variety of industries, market sectors, market capitalizations and credit-quality tiers
Investor Profile

This Fund may be suitable for investors who seek:

  • A total-return investment that offers the upside potential of equities but with potentially lower volatility than stock-only investments
  • A consistent income stream

Before investing, carefully consider the fund's investment objectives, risks, charges and expenses. Please see the prospectus containing this and other information or call 800-582-6959. Read it carefully.

NOT FDIC INSURED | NO BANK GUARANTEE | MAY LOSE VALUE

Calamos Financial Services LLC, Distributor

Important Fund Information

In addition to market risk, there are certain other risks associated with an investment in a convertible bond, such as default risk, the risk that the company issuing debt securities will be unable to repay principal and interest, and interest rate risk, the risk that the security may decrease in value if interest rates increase.

You should also know that the Fund may invest up to 25% of its assets in the securities of foreign issuers. As a result of political or economic instability in foreign countries, there can be special risks associated with investing in foreign securities, including fluctuations in currency exchange rates, increased price volatility, and difficulty obtaining information.

The Fund may seek to purchase index put options to help reduce downside exposure however, the effectiveness of the Fund’s index option-based risk management strategy may be reduced if the Fund’s portfolio does not correlate to the performance of the underlying option positions. The Fund also risks losing all or part of the cash paid for purchasing index options. Unusual market conditions or lack of a ready market of any particular option at a specific time may reduce the effectiveness of the Fund’s option strategies, and for these and other reasons, the Fund’s option strategies may not reduce the Fund’s volatility to the extent desired. From time to time, the Fund may reduce its holdings of put options, resulting in an increased exposure to a market decline.

NOTES

Annualized Standard Deviation-A statistical measure of the historical volatility of a mutual fund or portfolio, usually computed using 36 monthly returns. More generally, a measure of the extent to which numbers are spread around their average.

Beta-Is a historic measure of a fund's relative volatility, which is one of the measures of risk; a beta of 0.5 reflects 1/2 the market's volatility as represented by the S&P 500 Index, while a beta of 2.0 reflects twice the market's volatility.

Bond Credit Quality-Reflects the higher of the ratings of Standards & Poor’s Corporation; Moody’s Investors Service, Inc.; Fitch, Inc.; National Association of Insurance Commissioners (NAIC). Ratings are relative, subjective and not absolute standards of quality and are adjusted to the scale shown. Excludes equity securities and cash.

Current (SEC) Yield-Reflects the dividends and interest earned by the Fund during the 30-day period ended as of the date stated above after deducting the Fund's expenses for that same period.

Debt/Capital Ratio-Is a measure of a company s financial leverage, calculated as the company’s debt divided by its total capital.

Distribution Rate-The percentage rate at which a fund distributes income to its shareholders. It is calculated by dividing a fund's annual distributions by its current price; this figure can vary from the SEC yield of the same fund because of the multiple ways of treating different asset classes.

Merrill Lynch All U.S. Ex Mandatory Index-Represents the U.S. convertible market excluding mandatory convertibles. The index includes 660 issues with a total value of $227 billion.

PEG Ratio-Is price/earnings ratio divided by estimated earnings growth rate in the next year; a lower PEG indicates that less is being paid for each unit of earnings growth.

Price/Book Ratio-Is a stock’s capitalization divided by its book value.

Price/Earnings Ratio-Is the current stock price over trailing 12‐month earnings per share.

Price/Sales Ratio-Is the current stock price over trailing 12‐month sales per share.

ROIC (Return On Invested Capital)-Measures how effectively a company uses the money invested in its operations, calculated as a company’s net income minus any dividends divided by the company’s total capital.

S&P 500 Index-Is generally considered representative of the U.S. stock market.

Turnover-is the percentage of assets in a portfolio that changed over a certain period, often a year; higher turnover indicates greater buying and selling activity.

Value Line Convertible Index-Is an equally weighted index of the largest convertibles, representing 90% of the market.

The VIX, or CBOE Volatility Index, represents expected near-term volatility of the S&P 500 Index based on estimates by options market participants.

Unmanaged index returns assume reinvestment of any and all distributions and, unlike fund returns, do not reflect fees, expenses or sales charges. Investors cannot invest directly in an index.

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